Medifinance Limited Status Disclosure
Who are we?
Medifinance Limited as a credit broker in arranging finance for the professions medical industry, we also operate under the following trading styles:
- Commercial and Corporate Finance
- Marine and Aviation Finance International
- Professions Business Finance
We are an independent credit broker and have access to the full range of unsecured finance in the industry.
Our registered office for companies house is 2 Manor Farm Court, Old Wolverton Road, Milton Meynes, MK12 5NN. Company registration no. 04792968, our trading address is Hamilton House, Coat, Martock, Somerset, TA12 6AR
Are we authorised to arrange finance for you?
We are authorised and regulated for credit-broking activities by the Financial Conduct Authority. We are not a lender. Our FCA Firm Reference Number is FRN 675486. For more information, please visit the FCA website at: https://register.fca.org.uk/ Please note that business customers may not be protected under the Consumer Credit Act 1974 or FCA rules.
We have the following FCA permissions:
- Consumer Credit
- Other Activities
What can we do to help finance?
We can introduce you, whether direct or through a specialist credit broker who may be able to finance your transaction. We work with a number of lenders in the finance market, if you require details of the lenders we use, please ask for more details.
We will provide you with information and explanations about the finance products that may be available to you and, where we recommend a product to you, we will ensure that this is based on the information you provide to us about your needs and circumstances so that it is suitable for you. Finance is arranged subject to status and terms and conditions. We cannot guarantee that we will be able to secure finance for you but will we keep you informed throughout the process.
Can we give you independent financial advice?
We are not independent financial advisers and so are unable to provide you with independent financial advice.
Do you have to pay for our service?
No, you make no payment but a funder or broker we work with may pay us for introducing you to them. Different funders/brokers may pay us different commission amounts. We will tell you how much we will be paid if you ask
How will we use your information?
We will use your information to obtain quotes from funders and brokers to process finance applications through them and we and/or they may also conduct a search of your record held with one or more credit reference agencies. Credit checks may as a result appear on your credit file lodged by organisations with whom you have not dealt directly. The personal information collected will also be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected you could be refused certain services, finance or employment.
We are registered as a data controller with the Information Commissioner’s Office under registration number Z9176762.
What can you do if you wish to complain about our services or contact us?
If you wish to make a complaint, please see the complaints procedure notice on our website, if you are applying for finance a copy will be provided to you.
If, after making a complaint to us you are still unhappy and feel the matter has not been resolved to your satisfaction, please contact the Financial Ombudsman Service (details on the complaint procedure) Please note that FOS may not be able to deal with complaints from business customers.
Further details about our complaints procedure and FOS are available on request and can be found on our website.